Below market interest rates for second mortgage loans
Fixed interest-only with lower monthly payments
Monthly payments starting at $433 on a $100,000 loan*
No prepayment penalties
*Suggested monthly payments for a loan of $100,000. For well qualified customers and based on current interest rate of 5.195% (7.926 % APR) as of September 2024. Rates subject to change. Other terms and conditions may apply.
**This amount is an estimated value of the equity you can access from your home and it is based on our assessment of automated valuation models (AVMs) and other valuation tools. An independent third party appraiser will determine the starting value of your home, which will impact the loan amount available. Loan minimum is currently $30,000 in CO, AZ and UT and may be subject to change.
The Unison equity sharing home loan gives you cash in exchange for a portion of the future increase in your home's value. Below-market rates(*) and deferred interest payments help keep your monthly payments as low as possible.
(*for 2nd mortgage loans)