Looking for lower monthly payments?
Introducing, Unison Equity Sharing Home Loan
Receiving Loan

  • Below market interest rates for second mortgage loans

  • Fixed interest-only with lower monthly payments

  • Monthly payments starting at {{monthlyPayment}} on a {{loanAmount}} loan

  • No prepayment penalties

  • The funds for your remodeling project

How it works

The Unison equity sharing home loan gives you cash in exchange for a portion of the future increase in your home's value. Below-market rates(*) and deferred interest payments help keep your monthly payments as low as possible.

(*for 2nd mortgage loans)

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Now

Access your funds now

by leveraging a below-market, fixed interest rate, with a deferred interest and a shared appreciation of your home's future value. Use your funds how you want – from remodeling, reducing debt to funding retirement.

For 10 Years

Live your life

Create years of memories in your home, enjoying low, interest-only monthly payments, and predictable cash flow. Unison is your partner, here when you need us.

At Maturity or early payout

Share the appreciation

At the 10 year mark or sooner, if you choose to, without prepayment penalties, we’ll share a portion of your home’s appreciation, and receive the deferred interest payment.

Here’s the process

01

Get a rate estimate

Be sure to provide us with your contact and property information to see our best interest rate offer.

02

Apply in minutes

Fill out an application to move forward or call 855-Unison4U (855-864-7664) for assistance.

03

Receive conditional approval

We will assess your income and credit history to determine the loan structure that maximizes the benefit to you.

04

Appraisal and final review

We will work with you to set up a third party appraisal of your home to determine its value. Once complete, we will then conduct a full, final review of your application.

05

Receive your funds

You can use the funds to consolidate debt, renovate your home, or add to your retirement savings.