Below market interest rates for second mortgage loans*
Fixed interest-only with lower monthly payments
Monthly payments starting at $491 on a $100,000 loan**
No prepayment penalties
*Estimated monthly payments for a loan of $100,000. For well qualified customers and based on APR of 9.051% as of November, 2024. Rates subject to change. Other terms and conditions may apply.
**Based on an internal analysis and review through November, 2024 of interest rates for second-lien home equity loans.
***This amount is an estimated value of the equity you can access from your home and it is based on our assessment of automated valuation models (AVMs) and other valuation tools. An independent third party appraiser will determine the starting value of your home, which will impact the loan amount available. Loan minimum is currently $30,000 in AZ, CO, FL, UT and $50,000 in OR and may be subject to change.