Access your home equity for as little as $394 per month on every $100k borrowed
Unison has helped 12,000+ homeowners tap into their home equity to confidently renovate their homes, refinance an expensive HELOC, or plan for retirement.
Up to 65% lower monthly payments2
Interest-only for 10 years
We’ll use this to personalize your quote. It’s quick and won't impact your credit.
“In searching for the best form of financing, I considered four different companies. [..] Unison, by far, has what I saw as the fairest and most unique product out there. [..]” – William
Smarter than a traditional loan
Don’t keep waiting for interest rates to drop. Now you can lock in a below-market rate simply by sharing a portion of your home’s future growth in value.
Cut your monthly debt payments in half or more
Pay off your loan anytime without penalty
How it works
A modern alternative
Instead of charging higher interest like other lenders, we offer a below-market rate and low monthly payments in exchange for a share of your home's future growth in value. All the equity you've earned so far is yours to keep.
We win when you win
If your home's value stays flat or drops during our partnership, you only owe the original loan amount and the low monthly interest. But if your home’s value grows, we'll share in some of that upside when you exit the contract.
Only with Unison
As the original pioneer in home equity sharing finance, we’re backed by patient, long-term institutional investors like pension funds. This allows us to get you the cash you need today with terms traditional banks simply can't beat.
12,000+ homeowners have already unlocked their equity with Unison
