Access your home’s equity for as little as $XXX per month on every $100K borrowed

Unison has helped 12,000+ homeowners tap into their home equity to confidently renovate their homes, refinance an expensive HELOC, or plan for retirement.

check

Lock in a fixed APR as low as X.XXX%1

check

Up to 65% lower monthly payments2

check

Interest-only for 10 years

Discover your low monthly payment
search

We’ll use this to personalize your quote. It’s quick and won't impact your credit.

“In searching for the best form of financing, I considered four different companies. [..] Unison, by far, has what I saw as the fairest and most unique product out there. [..]” – William

Smarter than a traditional loan

Don’t keep waiting for interest rates to drop. Now you can lock in a below-market rate today simply by sharing a portion of your home’s future growth in value.

Home illustration

Qualify for up to $400K to use however you like

Cash illustration

Cut your debt payments in half or more

Payment in hand illustration

Pay off your loan anytime without penalty

Estimated monthly payments1
Unison
$XXX
Typical Home Equity Loan
$X,XXX
Adjust loan amount
$100,000
$30K
$400K

How it works

Home in hand illustration

A modern alternative

Instead of charging higher interest like other lenders, we offer a below-market rate and low monthly payments in exchange for a share of your home's future growth in value. All the equity you've earned so far is yours to keep.

User illustration

We win when you win

If your home's value stays flat or drops during our partnership, you only owe us the original loan amount and the low monthly interest. But if your home’s value grows, we’ll agree to share in some fraction of that new gain when the contract ends.

Unison logo in hands illustration

Only with Unison

As the original pioneer in home equity sharing finance, we’re backed by patient, long-term institutional investors like pension funds. This allows us to get you the cash you need today with terms traditional banks simply can't beat.

Quickly see if you qualify

12,000+ homeowners have already unlocked their equity with Unison

Get started on your free estimate

Discover how low your monthly payment could be
search
Still have questions? Give our home equity experts a call at 855-864-7664.