The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
You’ve probably heard it’s good to build equity in your home. But what is home equity, exactly? How can you calculate the equity you have in your home? What can you even use that home equity to do?
While you’ve heard that your house is your biggest asset, you might be unsure how to take advantage of the fact. Property is illiquid–which means, it isn’t ready money you can just use.
If your child is making the transition to college this year, you yourself may be anticipating a transition of your own: the “empty nest.”
Technically, the “Accessory Dwelling Unit” (ADU) has been around since the 1980s, though the concept itself is much older. If the phrase doesn’t ring a bell, you might know it better as “granny house” or “backyard cottage.”
It’s a universal truth that the vast majority of homeowners are sitting on an enormous amount of equity. That equity is most often trapped in their homes, where it can’t be used to help them with their pressing needs.
We’ve long considered ourselves privileged to empower homeowners to achieve financial freedom and wellbeing by helping them tap into their home equity.
Thinking about upgrading your kitchen, remodeling a bathroom, or making your home more energy efficient? Home renovations can add comfort, boost property value, and increase long-term satisfaction with your space but they often come with a high price tag.
For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.
In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.
Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.
Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.
In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.