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Unison vs. Unlock

Unlock offers a Home Equity Agreement (HEA), while Unison offers an Equity Sharing Agreement (ESA). Both are often compared to Home Equity Investments (HEIs), and at first glance, you might think all of these options are the same. But there are major differences in how Unlock and Unison’s agreements are structured and how we share in your home’s future value.

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Unison vs. Hometap

Hometap offers a Home Equity Investment (HEI), while Unison offers an Equity Sharing Agreement (ESA). At first glance, you might think they're the same. But there are important differences in how the agreements are structured and how we share in your home’s future value.

Gentleman in a field looking out into the distance.
Home Equity
How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

Women with a coffee mug looking out the window.
Home Equity
How Can I Fund My Home Renovation Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to fund a $50,000 renovation without adding new monthly loan payments.

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Unison vs. Point

Point offers a Home Equity Investment (HEI), while Unison offers an Equity Sharing Agreement (ESA). At first glance, you might think they're the same — but there are important differences in how we value and share in your home's value.

Happy hispanic women with a laptop looking at her credit card.
Home Equity
How Can I Consolidate My Debt Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.

Older gentleman laying in hospital bed recovering,
Home Equity
How Can I Handle Medical Bills Without a Monthly Payment?

Read how one homeowner used an Equity Sharing Agreement to cover $40,000 in medical bills without the stress of monthly loan payments.

8 people mom dad and siblings at their sister's graduation along with grandparents.
Home Equity
How Can I Pay Tuition Without a Student Loan?

See how one homeowner accessed $55,000 for college tuition using an Equity Sharing Agreement with no monthly payments.

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Renovations & Remodeling
How To Fund Home Renovations in 2026 (Without Draining Your Savings)

Renovation costs are rising in 2026. Learn how to fund home improvements without draining your savings and explore flexible options that protect your cash flow.

homeowner's reviewing unison's home equity investment information.
Unison Basics
The Homeowner's Guide to Equity Sharing with Unison

Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.

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Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

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Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 5: Your Responsibilities

Learn about your roles in an Equity Sharing Agreement. We help you keep your home safe while you access your cash.

home being remodeled
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 4: Renovation Perks

Learn how you can keep the value from your home improvements. We explain the Remodeling Adjustment in our Equity Sharing Agreement.