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homeowner's reviewing unison's home equity investment information.
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The Homeowner's Guide to Equity Sharing with Unison

Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.

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homeowner's reviewing unison's home equity investment information.
Financial Health
What is the Ideal Debt-to-Income Ratio to Buy a Home?

In the world of lending, "DTI" is one of the crucial tools used to measure your financial health. It's important to understand the different methods of measuring DTI and how it might affect you.

Homeownership
What Every Homeowner Should Know

In a rapidly changing landscape, it can be difficult to keep up as a homeowner. Check out our "State of the American Homeowner" Report for insights and more.

Homeownership
Ways to Get Out of Debt & Tips for Debt Management

It's one thing to spend less and save more. But when it comes to finding the perfect balance between paying off debt and building your savings? This article is for you.

Homeownership
Home Buying Guide: All the Major Steps of Buying a House

The process isn't always clean and linear, but being able to anticipate next steps will help you navigate one of the most complicated purchases you'll likely ever make.

Financial Health
How to Help Your Kids' Finances (Without Draining Yours)

It's important to look at long-term benefits instead of short-term solutions, and seek out a financial plan to help your children not just survive, but thrive. Here are some key tips to get started.

Financial Health
A Berkeley Behavioral Economist’s Advice for Homebuyers

Terrence Odean, professor of finance at UC Berkeley's Haas School of Business, shares his suggestions for avoiding common mistakes when buying a home.

Home Equity
How to Take Equity Out of Your Home

Tapping into your home equity is a great way to access funds for immediate financial needs. While selling your home is one way to achieve this goal, there are many other solutions that allow you to take equity out of your home.

older couple reviewing options, including home equity alternatives to a cash-out refinance.
Home Equity
Home Equity Alternatives to a Cash-Out Refinance

Cash-out refinancing can be a good option for homeowners who need quick access to funds, but it's not the right move for everyone. Fortunately, there are other options available to you.

A house to symbolize what is home equity and how to use it.
Home Equity
What is Home Equity & How Can You Use It?

You’ve probably heard it’s good to build equity in your home. But what is home equity, exactly? How can you calculate the equity you have in your home? What can you even use that home equity to do?

parents at child's graduation
Home Equity
Coping With an Empty Nest

If your child is making the transition to college this year, you yourself may be anticipating a transition of your own: the “empty nest.”

Homeownership
What Are ADUs?

Technically, the “Accessory Dwelling Unit” (ADU) has been around since the 1980s, though the concept itself is much older. If the phrase doesn’t ring a bell, you might know it better as “granny house” or “backyard cottage.”

Home Equity
What Is An Equity Sharing Agreement?

You’ve heard of HELOCs, refinancing, and home equity loans. Learn about the equity sharing agreement: how it’s different, and how it might benefit you.