Blog

homeowner's reviewing unison's home equity investment information.

What is the Ideal Debt-to-Income Ratio to Buy a Home?

In the world of lending, "DTI" is one of the crucial tools used to measure your financial health. It's important to understand the different methods of measuring DTI and how it might affect you.

Homeownership

What Every Homeowner Should Know

In a rapidly changing landscape, it can be difficult to keep up as a homeowner. Check out our "State of the American Homeowner" Report for insights and more.

Homeownership

Ways to Get Out of Debt & Tips for Debt Management

It's one thing to spend less and save more. But when it comes to finding the perfect balance between paying off debt and building your savings? This article is for you.

Homeownership

Home Buying Guide: All the Major Steps of Buying a House

The process isn't always clean and linear, but being able to anticipate next steps will help you navigate one of the most complicated purchases you'll likely ever make.

Financial Health

How to Help Your Kids' Finances (Without Draining Yours)

It's important to look at long-term benefits instead of short-term solutions, and seek out a financial plan to help your children not just survive, but thrive. Here are some key tips to get started.

Financial Health

A Berkeley Behavioral Economist’s Advice for Homebuyers

Terrence Odean, professor of finance at UC Berkeley's Haas School of Business, shares his suggestions for avoiding common mistakes when buying a home.

Home Equity

Equity Sharing in Nevada: A Practical Guide for Las Vegas Homeowners

A clear, honest guide to equity sharing in Nevada. Learn how Las Vegas-area homeowners use Unison’s equity sharing options to access equity with zero payments & zero interest.

People looking at laptop with the current home interest rates on it.

Financial Health

What Is the Fed — and Who Controls Interest Rates?

This isn’t just Econ 101 homework. There are real life impacts at play! If you have a credit card, savings account, mortgage, or loan, understanding how the Fed works can help you make smarter real-life money moves – even in a shifting market.

Renovations & Remodeling

What Is a Home Improvement Loan? Financing Options Explained

Wondering what a home improvement loan really is? Learn about the different ways to finance renovations, from personal loans to HELOCs and home equity loans.

Couple reviewing list of homeowner requirements so they can avoid common home buying mistakes.

Homeownership

Common Home-Buying Mistakes to Avoid

Buying a home is exciting! But it can also be overwhelming. With so many moving parts, it’s easy for first-time buyers (and even seasoned homeowners) to miss a step that ends up costing time, money, or peace of mind.

warm cozy bedroom with a large outdoor window so you remember your winter home maintenance checklist and stay cozy.

Homeownership

Winter Home Maintenance Checklist: Protect Your Home During the Coldest Months

When temperatures drop and winter storms roll in, your home becomes your shelter from the elements. But it also needs a little extra care to stay safe, efficient, and comfortable. Winter is a time to focus on prevention: avoiding frozen pipes, heat loss, and water damage while keeping everything running smoothly behind the scenes.

Beautiful kitchen that is an example of a big ticket renovation worth doing.

Renovations & Remodeling

Big Ticket Renovations Worth Doing: Which Major Upgrades Pay Off (and Which Don’t)

If you’re like most homeowners, you probably have one (or more!) “dream” renovations. Think big, transformative upgrades that change how your home looks, feels, and functions. But when those projects come with price tags in the tens or even hundreds of thousands, it can be hard to decide which ones are truly worth it.