Blog

homeowner's reviewing unison's home equity investment information.
Latest article
The Homeowner's Guide to Equity Sharing with Unison

Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.

Continue reading
homeowner's reviewing unison's home equity investment information.
Financial Health
What is the Ideal Debt-to-Income Ratio to Buy a Home?

In the world of lending, "DTI" is one of the crucial tools used to measure your financial health. It's important to understand the different methods of measuring DTI and how it might affect you.

Homeownership
What Every Homeowner Should Know

In a rapidly changing landscape, it can be difficult to keep up as a homeowner. Check out our "State of the American Homeowner" Report for insights and more.

Homeownership
Ways to Get Out of Debt & Tips for Debt Management

It's one thing to spend less and save more. But when it comes to finding the perfect balance between paying off debt and building your savings? This article is for you.

Homeownership
Home Buying Guide: All the Major Steps of Buying a House

The process isn't always clean and linear, but being able to anticipate next steps will help you navigate one of the most complicated purchases you'll likely ever make.

Financial Health
How to Help Your Kids' Finances (Without Draining Yours)

It's important to look at long-term benefits instead of short-term solutions, and seek out a financial plan to help your children not just survive, but thrive. Here are some key tips to get started.

Financial Health
A Berkeley Behavioral Economist’s Advice for Homebuyers

Terrence Odean, professor of finance at UC Berkeley's Haas School of Business, shares his suggestions for avoiding common mistakes when buying a home.

Renovations & Remodeling
Best Renovations to Boost Home Value: 6 Smart Upgrades That Pay Off

Discover the best renovations to boost home value – from kitchens and bathrooms, to outdoor living and energy-efficient upgrades. Smart ideas for real returns!

Home Equity
Why Tapping Your Home Equity Doesn’t Always Require a Loan

Traditional “second mortgage” options like HELOCs or home equity loans often bring larger monthly payments, stricter qualifications, and added stress – which isn’t what you need when cash flow feels tight.

Home Equity
Equity Sharing Agreements: A Clear, Honest Guide for Homeowners

If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs like renovating an aging home, paying down debt, saving for retirement, or investing in new opportunities.

Home Equity
Living in California? Use Home Equity for Debt Relief, Without Another Monthly Payment

For many California homeowners, the pressure isn’t just the daily cost of living. It’s also the weight of high-interest debt – credit cards, medical bills, car loans, student loans – all can make it feel like you’re running in place, even if the home you own has appreciated in value over the years.

Homeownership
Equity Sharing in California: Guide for Bay Area Homeowners

A clear, honest guide to equity sharing in California. Learn how Bay Area homeowners use Unison’s equity sharing options to access equity without new monthly debt.

Homeownership
Home Improvement Projects Worth Doing Before You List Your Home

Getting ready to sell your home? The right improvements can boost your sale price, attract more buyers, and make for a smoother closing – but not all upgrades are worth the investment. Whether you’re looking to maximize curb appeal or reduce negotiation headaches, a few small changes can go a long way.