The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.
In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.
Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.
Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.
In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.
Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.
What are the alternatives to tapping into your home equity to cover a big expense? Over the next several days, tune in to this series of shorter blog posts that delve into some of your options. Today: Retirement and Savings Accounts
What are the alternatives to tapping into your home equity to cover a big expense? Over the next several days, tune in to this series of shorter blog posts that delve into some of your options. Today: Personal Loans and Credit Cards.
The 2024 housing market has demonstrated significant growth and resilience, overcoming headwinds from high interest rates to achieve a remarkable surge in home equity. This annual report examines key trends in home equity throughout the year, analyzing both national and regional data to provide a comprehensive overview of the market.
Our Chief Investment Officer, Matt O’Hara, recently published an article as a member of Forbes Finance Council. Read "7 Ways to Tap Into Your Home's Equity" today.
A reverse mortgage is a convenient way to use your home equity as a cash source during retirement, but there are some downsides to a reverse mortgage.
Renovations surged during the peak of COVID, when we were all stuck at home. Then high rates introduced a bit of a slump. Now? They're on the rise again. Plus, city and state governments are removing restrictions to building ADUs.