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rundown house as an example of buying a home as-is
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How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

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Home Equity
Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity
Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Financial Health
Are HELOCs and Home Equity Loans Tax-Deductible? Here's What to Know in 2025

Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.

Home Equity
HELOC, HELOAN, or Cash-Out Refi? How to Choose the Right Option for Your Home Equity

Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.

Home Equity
Should You Use a HELOC or Home Equity Loan to Buy a Second Property?

In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.

Homeownership
What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Couple discussing APR vs Monthly Payments.
Homeownership
APR vs Monthly Payments

If you're in the market for a loan, you do research and shop around. In doing so, you continuously encounter interest rates and APR. What’s the difference? And what do they really mean, functionally, for your budget, your spending?

Financial Health
Report on Credit Card Debt

According to the Federal Reserve, 82% of adults in the United States had at least one credit card in 2022. But, credit card debt is almost as pervasive as its use. Read our report on the state of credit card debt in the U.S.

Homeownership
How to Pay for Home Improvements

Recently decide to renovate your home, but not sure how to pay for the home improvements? From traditional methods like using cash or credit cards to more unconventional options like tapping into equity, here are eight ways to finance home improvements.

Home Equity
Alternative Ways to Get Equity Out of Your Home

Tapping into your home equity is a great way to access funds for immediate financial needs. While selling your home is one way to achieve this goal, there are many other solutions that allow you to take equity out of your home without having to move.

Home Equity
Ways to Use Home Equity for Retirement Income

Homeowners preparing for retirement could be sitting on a sizable, untapped financial asset—your home equity. If you've been paying off your mortgage for a while, chances are you could be using that home equity for your retirement income.

Home Equity
7 Ways to Use Home Equity to Build Wealth

Homeownership allows you to build equity over time both as you pay down your mortgage, and property values appreciate. This equity contributes to your overall net worth; it’s a valuable asset.