The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.
In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.
Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.
Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.
In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.
Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.
The older population in the United States is greatly increasing, with the number of seniors (those 65 or older) expected to almost double by 2060. Life expectancy, too, has climbed.
Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the rise of the home gym.
Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the baby blip, and rise of the multigenerational household.
More women own homes now than ever, but that’s not the whole story. This blog outlines inequalities for women relative to homeownership, including the persistent pay gap and its effects.
Asian American & Pacific Islanders are often excluded from conversations on housing inequality & the homeownership race gap. Find out how this happens, & why it’s a problem.
Your credit scores are determined by several factors, including payment history and credit utilization. Here are some tips that can help raise your credit score.