The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.
If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.
With today’s high housing prices, rising interest rates, and down payment challenges, even well-intentioned parents may find it hard to provide financial help without putting strain on their own finances.
If you're looking for a way to fund renovations or home improvement projects, Unison’s Equity Sharing Home Loan may be just the solution for you! This innovative ten-year second mortgage features
A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.
Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.
If you're in the market for a loan, you do research and shop around. In doing so, you continuously encounter interest rates and APR. What’s the difference? And what do they really mean, functionally, for your budget, your spending?
According to the Federal Reserve, 82% of adults in the United States had at least one credit card in 2022. But, credit card debt is almost as pervasive as its use. Read our report on the state of credit card debt in the U.S.
Recently decide to renovate your home, but not sure how to pay for the home improvements? From traditional methods like using cash or credit cards to more unconventional options like tapping into equity, here are eight ways to finance home improvements.
Tapping into your home equity is a great way to access funds for immediate financial needs. While selling your home is one way to achieve this goal, there are many other solutions that allow you to take equity out of your home without having to move.
Homeowners preparing for retirement could be sitting on a sizable, untapped financial asset—your home equity. If you've been paying off your mortgage for a while, chances are you could be using that home equity for your retirement income.
Homeownership allows you to build equity over time both as you pay down your mortgage, and property values appreciate. This equity contributes to your overall net worth; it’s a valuable asset.
