The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.
If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.
With today’s high housing prices, rising interest rates, and down payment challenges, even well-intentioned parents may find it hard to provide financial help without putting strain on their own finances.
If you're looking for a way to fund renovations or home improvement projects, Unison’s Equity Sharing Home Loan may be just the solution for you! This innovative ten-year second mortgage features
A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.
Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.
Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.
Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.
When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.
When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.
Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.
When it comes to building an emergency fund, one option many homeowners consider is leveraging their home’s equity. Two common ways to do this are through an equity-sharing home loan or a Home Equity Line of Credit (HELOC).
