Can I buy out Unison's investment in my home?

Our goal is to give you as much flexibility as possible. Equity sharing agreements that originated after February 13, 2023 are eligible to Special Terminate at any time, but Unison will not share in any decrease in value. In that situation, at a minimum, you'll have to pay back the Initial Payment (together with any amounts attributed to the Risk Adjustment) even if your home appraises for less than it was worth at the start of the agreement. We’ll use an independent third-party appraisal to determine the market value of your property at that time. Then you’ll pay us the same amount you would have paid if you had simply sold your home for its appraised value.

All agreements that originated prior to this date must adhere to the Special Termination restriction period outlined in their individual agreements. If you are a current Unison homeowner with questions about your specific Special Termination guidelines, please reach out to our Home Partnership Team by calling 800-330-5800.

The biggest difference between selling your home and buying us out is that Unison will not share in any loss in your home's value when you buy us out.