Frequently Asked Questions

what is, how it works, equity sharing, overview, home equity, no payments

how much, funding, available, invest, investment, money, amount, maximum, minimum, home equity, access, unlock

term length, how long, duration, 30 years, when does it end, expiration

who owns, ownership, title, co-owner, does Unison own my house, deed

what percentage, how much does Unison get, equity split, Unison share, appreciation split

lien, title, second lien, property record, how Unison secures investment

mortgage payments, paying down principal, equity buildup, monthly payments, do I keep equity

risk adjustment, starting value, 5%, home value discount, original value, how calculated

states, my state, where available, locations, eligible states

owner occupancy, must I live there, primary residence, travel, vacation home

property types, condo, single family, townhouse, second home, eligible

renting, can I rent, landlord, tenants, rental income, Airbnb, investment property

requirements, what do I need, eligibility, credit, income, qualification

appraisal, home valuation, appraisal process, home worth, how is value determined

qualify, eligibility, credit score, LTV, DTI, how to qualify, apply

costs, fees, how much does it cost, upfront costs, closing costs, transaction fee

privacy, data security, personal information, protect my data, confidential

credit check, will this hurt my credit, hard pull, soft pull, credit score impact

property assessment, how does Unison value my home, inspection, appraisal

renovations, remodel, upgrades, home improvements, added value

maintenance, neglect, upkeep, repairs, not maintaining, behind on maintenance

foreclosure, losing home, bank foreclosure, lender, help, hardship

default, missed payments, behind on mortgage, financial hardship, late payments

taxes, tax implications, taxable income, tax deduction, IRS

refinancing, can I refinance, new mortgage, Fannie Mae, Freddie Mac, restrictions

death, what happens if I die, heirs, estate, inheritance, pass away

not right for me, disqualify, reverse mortgage, short-term, moving soon, when to avoid

how is payment calculated, how much do I owe, settlement, sale calculation, payoff amount

buy out Unison, early payoff, exit agreement, pay off, refinance out, end early

restriction period, early sale, sell early, limitations, five years, early exit

selling, sell my home, selling process, how to sell, notify, settlement

forced sale, can Unison make me sell, who decides, term end, sole owner

home value drops, depreciation, declining market, lose value, owe less

selling costs, closing costs, agent fees, commission, who pays fees

deferred maintenance, maintenance adjustment, property upkeep, neglect, repairs required

appreciation limit, cap, maximum payout, restriction period, early exit cost

about, company background, who is Unison, history, founded

how does Unison make money, profit, business model, no debt, equity sharing

trust, is Unison legit, reviews, BBB, Better Business Bureau, reputation

investors, where does money come from, funding, institutional investors